Own Your Home Free and Clear? We Can Help
No mortgage means you have options beyond a lump sum. Collect monthly payments instead — like owning a bond backed by real estate.
- Seller financing available — collect monthly checks for years
- Spread capital gains tax over the payment period
- Higher effective return than a CD or money market
- We also pay all cash if you prefer a lump sum
- You choose the structure that works best for your taxes
Get Your Free Cash Offer
No obligation · Closes in 7 days · $0 fees
24 hrs
Cash Offer
7 Days
Close
0
Repairs Needed
$0
Commissions
How It Works
Three simple steps to sell your New York home for cash — no repairs, no agents, no stress.
Tell Us About Your Property
Fill out our short form or call us. Takes 2 minutes. No obligation.
Receive Your Cash Offer
We'll present a fair, no-obligation cash offer within 24 hours.
Close On Your Schedule
Pick your closing date. We handle all paperwork. You get cash.
Frequently Asked Questions
Instead of receiving the full price at closing, you act as the bank. We make monthly payments to you — principal plus interest — just like a mortgage. Secured by the property.
We can structure a hybrid — a down payment at closing plus monthly payments for the balance. You choose the split.
Negotiable. Typically 5–8% depending on term. That's significantly better than most fixed-income alternatives with the security of real estate.
You retain a lien on the property and can foreclose if we default — the same protection a bank has. The property is your collateral.
An installment sale lets you spread your capital gains over the years you receive payments instead of owing tax on the full gain in the year of sale. Talk to your CPA.
Get Your Cash Offer Today
No obligation. Response within 24 hours.